I recently came across a calculator developed by Morningstar to help families estimate future college costs and to determine whether they are on track with saving to meet the future costs of higher education. Let’s have a look at what this tool can and cannot do and how such a tool may be useful. The [...]
Archive for the ‘401(k)’ Category
Calculating the Cost of a College Education
Posted in 401(k), Active Investing, Diversification, financial planning, Tools, Uncategorized, Wealth, tagged college, college education, saving for college, Tuition on February 15, 2012 | Leave a Comment »
Dividend Stocks vs. Bonds: Are They Worth the Risk?
Posted in 401(k), Active Investing, Asset Allocation, Diversification, Dividends, financial planning, Income Investing, Investors, retirement income, retirement planning, Uncategorized, Volatility, tagged Bogleheads, bonds, Burton Malkiel, Dividend Stocks, income, Treasury bonds on February 10, 2012 | 2 Comments »
One of the recurring themes in the financial press in recent years is a warning to income-oriented investors not to pile into dividend-paying stocks to boost portfolio income. The Wall Street Journal has a recent article on this topic titled, “Why Dividend Stocks Aren’t the New Bonds.” This article is motivated by the fact that [...]
What is Your Risk Appetite?
Posted in 401(k), Diversification, financial planning, Income Investing, Investors, Long-term investing, Market Outlook, Market Timing, Markets, pension plans, pensions, Retirement, retirement income, retirement planning, Risk, Uncategorized, Volatility, tagged quicken, retirement planning on January 23, 2012 | Leave a Comment »
Guest Blog from Quicken.com. Only one thing always happens in the financial markets: Values fluctuate. Before investing in any market, at any price, in any climate, prudent investors think about how much fluctuation they can handle. In other words, how much can your portfolio go down before you start to lose sleep? We all have [...]
Is Your Brain a Barrier to Smart Investing?
Posted in 401(k), Active Investing, Asset Allocation, Behavioral Finance, Books, Diversification, ETFs, Financial Advisors, financial planning, Income Investing, Investors, Long-term investing, Markets, Mutual Funds, Personalization, retirement income, Risk, Uncategorized, tagged asset allocation, Behavioral Finance, Daniel Kahneman, David Swensen, Fees, investing, management fees, mutual funds, rebalancing, retirement planning, volatility on January 5, 2012 | 1 Comment »
Guest blog by Daniel Solin, Mint.com. The evidence showing that most individual investors significantly underperform the market is compelling. A study done by Dalbar, a leading financial services market research firm, found that, during the 20 years from 1991 through 2010, the average stock fund investor earned returns of only 3.83% per year, while the [...]
The 50-50 Portfolio Solution?
Posted in 401(k), Active Investing, Asset Allocation, Income Investing, Investors, Long-term investing, Low Cost Investing, Market Outlook, Regular Investing, Retirement, retirement income, retirement planning, Uncategorized, Volatility, Wealth, tagged 50/50 solution, Bogle, diversification, John Bogle, market downturn, New York times, NY Times, recession, Tactical Asset Allocation, Vanguard, VBMFX, VFINZ on December 8, 2011 | 5 Comments »
The New York Times had a piece this weekend that proposes a simple portfolio solution for worried investors. Are you ready for this? The portfolio is a 50% allocation to stocks and 50% to bonds. The conclusion that the 50/50 portfolio makes sense is based on a study by Vanguard published in October 2011 that [...]
The Five Biggest Financial Issues for People with Children At Home
Posted in 401(k), debt, Diversification, financial planning, Investors, Long-term investing, Market Outlook, Portfolio Investing 101, Real Estate, Regular Investing, Retirement, retirement planning, Uncategorized, Wealth, tagged college savings, Elizabeth Warren, emergency savings, financial literacy, retirement, The Two Income Trap on November 21, 2011 | 1 Comment »
This is the second article in a series. The first is titled The Five Biggest Financial Issues for Pre-Retirees. The years in which you are raising children are among the most important in your life, and financial choices and decisions are no small part. First, you are managing the widest range of financial demands. You [...]
From the Portfolioist Book Shelf: Yes, You Can Be a Successful Income Investor by Ben Stein and Phil DeMuth
Posted in 401(k), Active Investing, Asset Allocation, Bonds, book review, Books, Diversification, Dividends, financial planning, Income Investing, Investors, Long-term investing, Market Outlook, Market Timing, Markets, Uncategorized, tagged 401k, Ben Stein on November 11, 2011 | 4 Comments »
[Editor's note: This book was published back in 2005.] In light of market conditions today, and what we have been through in the years since the book was published, the book will be of even greater interest to income investors today than when it was published. At the very start of this book, the [...]
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- Calculating the Cost of a College Education « Portfolio Investing Blog: Portfolioist on The Five Biggest Financial Issues for People with Children At Home
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- Calculating the Cost of a College Education « Portfolio Investing Blog: Portfolioist on Dividend Stocks vs. Bonds: Are They Worth the Risk?
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- Calculating the Cost of a College Education
- Dividend Stocks vs. Bonds: Are They Worth the Risk?
- The 50-50 Portfolio Solution?
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